We probably all remember the story of Virginia, the young girl who wrote a letter to the editor of The Sun in the late 1800s. She pondered whether Santa was real, citing the testimonials of her friends as potential evidence. Virginia’s letter landed smack dab on the desk of Francis Pharcellus Church, a man who had previously been a civil war correspondent and established the Army and Navy Journal.
Not surprisingly, Church had seen many atrocities in his time and the era in which he lived was a difficult one. The experiences of Church’s life reportedly made him a hardened man. He was an atheist who abhorred superstition. He eyed everything with a large dose of skepticism and a heaping side of cynicism to boot. It’s also worth noting that Church was not a father either, so his experience in dealing with the endless questions children ask was quite limited. For Virginia’s letter to appear before him, it seems like it would be a catastrophe in the making. Only, it wasn’t.
“He exists as certainly as love and generosity exist and you know that they abound and give to your life its highest beauty and joy,” explained Church in his note back to Virginia. As adults, we comprehend the hidden meaning here, yet it only enhances the magic. Best of all, Church was right, though perhaps not in the sense children with twinkling eyes might understand.
It may seem a bit odd to compare this concept to Arizona bad credit commercial mortgage lenders because we’re talking about something real and tangible with the latter, but the myths and lore associated with this special lending niche is what connects them.
See, Arizona bad credit commercial mortgage lenders really do exist, but not in the sense most people consider. Most people will turn to the banks and will promptly be turned away because they have a score that’s too low or aren’t established yet. Even those who are savvy and start exploring online lending platforms will likely get turned away for a low score. If this is the situation you’ve faced, you need to stop looking for Santa. He doesn’t exist at the bank. You’ll find your magic in places where you aren’t judged based upon a score, but where your project is evaluated based upon its merit.
Arizona bad credit commercial mortgage lenders typically work with hard money, meaning the loan is based upon the value of a hard asset. In this case, it’s the property you’re borrowing funds to purchase or another property in your portfolio. You’ll need to demonstrate you’re making a smart purchase and that you’ve got solid plans to turn a profit on the property, but things like your score are of relatively low concern. This in mind, the best place to start is by locating a broker who specializes in Arizona Hard Money Loans, so you can get matched with the right lenders and terms for your project.
Level 4 Funding LLC
Hard Money Lender
Hard Money Loans
Hard Money Loan
Arizona Tel: (623) 582-4444
Texas Tel: (512) 516-1177
Dennis Dahlberg Broker/RI/CEO
NMLS 1057378 | AZMB 0923961 | MLO 1057378
22601 N 19th Ave Suite 112 | Phoenix | AZ | 85027
111 Congress Ave | Austin | Texas | 78701
About the Author: Dennis has been working in the real estate industry in some capacity for the last 40 years. He purchased his first property when he was just 18 years old. He quickly learned about the amazing investment opportunities provided by trust deed investing and hard money loans. His desire to help others make money in real estate investing led him to specialize in alternative funding for real estate investors who may have trouble getting a traditional bank loan. Dennis is passionate about alternative funding sources and sharing his knowledge with others to help make their dreams come true. Dennis has been married to his wonderful wife for 43 years. They have 2 beautiful daughters 5 amazing grandchildren. Dennis has been an Arizona resident for the past 40 years.