Arizona Rental Property Loans

Private Hard Money Lenders


Rates from 5.99% APR*


Simple to Apply - Quick Application


Quick Closing
No Up Front Fees
No Cost to Apply


You Will Get the Lowest Rates Possible
GUARANTEED!



 

 

We Specialize in Arizona Rental Property Loans

Fast/Easy Approval Process

 Up to 90% LTV + 100% Rehab*

Funding in Days

 From $50,000 to $50,000,000*

 No Prepayment Penalties*

 PreApproved in 24 Hours

Flexible Terms From 3 to 60 Months*

Fixed Rate From 5.99%*

Commercial/Construction Loans

Business Loans/Fix&Fip Loans

AirBnB Loans

Rental Property Loans

Just Funded Hard Money Loans

Cash Out
Loan Amount $320,000
12% - Closed in 3 days
Austin TX

 

Cash Out Mortgage
Loan Amount $560,000
Home Value $999,450
LTV 56% Mesa, AZ

 

Fix&Flip Mortgage
Loan Amount $90,000
Home Value $247,000
LTV 36% San Tan Valley, CA

Cash Out Mortgage
Loan Amount $3,000,000 @9%
Home Value $4,850,000
LTV 61% Beverly Hills CA

 

Apartment Purchase
Loan Amount $650,000
Value $1,250,000
LTV 52% Phoenix, AZ

 
construction

Construction Financing
Loan  $185,000 @ 9.5% 24 Months
Home Value $275,000
Prescott Valley AZ

1139xv2

Rental Purchase
Loan Amount $300,000
8.25% 60 Months
Sedona AZ

 
1149x

Rental Purchase
Loan Amount $450,000
8.0% 60 Months
Scottsdale AZ

 
1203x

Rental 2nd Mortgage
Loan Amount $42,000
18.9% 12 Months
Avodale, AZ

Fix/Flip and Construction Funding

 

December 11, 2018

The Right Arizona Construction Loans Can Help You Work at Home

Are you interested in fixing and flipping houses but don’t have any prior experience with construction? With Arizona Construction Loans, you can let contractors do the […]
December 11, 2018

The Advice You Need to Hear About Rental Property Loans in Arizona

Are you wanting to turn your passion for real estate into a real career? Get started making a money as a landlord by following this helpful […]

Risk Less and Earn More with Arizona Rental Property Loans

Start making money by renting out properties with Arizona Rental Property Loans. If you have been wondering how to make money with tenants, this guide will help introduce you to some of the key secrets and tricks of the trade.

A rental property can be a great way to earn residual income if done properly. Imagine having a monthly income you can always depend on. That’s money in your pocket every month that you can count on! What extra things would you do if you had a residual income? Imagine the possibilities!  If you have always wanted to make money with rental properties, Arizona Rental Property Loans can help you achieve your goals. Even if you currently don’t have a good credit score or haven’t had much experience with real estate investing, there are still lending opportunities available to help you get started. By using a hard money lender to take out Arizona Rental Property Loans, you can have the financial freedom to get started with investing in rental properties.

Purchasing a rental property is the opportunity you have been waiting for to start making money in real estate. If you’ve been looking for different ways to build a residual income from the comfort of home, Arizona Rental Property Loans are the tool you need to get you there. Hard money lenders are ready and available to help you get started with investing in real estate.

With rental property investing, you can risk less and earn much more than other investment properties. For example, fixing and flipping properties can lead to unexpected or unforeseen expenses and consequence. In some cases, you can purchase rental properties where tenants already are occupying the property. This can take away some of the uncertainty or stress involved with finding potential tenants.

If you’ve been waiting for a sign to get started with investing in real estate, know that there is better time than now to get started. Finally achieve your investment goals and make the residual income you deserve by getting started with owning rental properties. The right hard money lender can help you achieve these goals and much more.

Arizona Rental Property Loans are the Answer You’ve Been Looking For

Don’t feel like you have spare time? Is your credit history lacking? There may still be Arizona Rental Property Loans available for you. With Arizona Hard Money Loans, you can still qualify to receive a loan without having a strong credit history or high credit rating. More importantly, Arizona Hard Money Loans can be paid off at a schedule or pace that matches your financial goals. With Arizona Hard Money Loans, you can form a relationship with a potential lender and adjust the terms of the loan to fit your financial needs. You won’t find the same arrangement at a bank.

Arizona Hard Money Lenders can help you get started with investing in rental properties.

Rental property investment can be a great opportunity to start building an investment portfolio and have a residual income.

Breaking into the Housing Market with Arizona Rental Property Loans

Now that the housing market is returning to a healthier state, it isn’t uncommon for people to consider other sources of income such as renting out properties. If you are interested in learning more about how to make a successful dive into renting real estate, read more below!

Breaking into the housing market may be overwhelming at first. There’s a lot to consider in making successful choices that will advance your financial situation. However, if done properly, even you can reap the benefits of the housing market. The first thing you may consider is Arizona Rental Property Loans. Where to get one, what type, and who to borrow from may be the first of your many questions—and truly, there are a multitude of options for each type of financial situation and real estate goals.

Finding success with a traditional lender like a bank may prefer someone with more experience and a history of successful renovations. Oftentimes, people who fix and flip for rental purposes build a portfolio that appeals to many lenders. If choosing to begin with a large lender such as a bank, it will be important to consider that they will have high standards on your current financial status. This includes things like qualifying credit score, income and debt.

Inexperienced borrows with poor credit or limited experience are sometimes turned to Arizona Hard Money Lenders. However eager you are, borrowers should only consider hard money for fixer uppers because of the accompanying high interest rates and fees. Additionally, the short repayment period isn’t ideal for someone renting property out long-term. The high expense ultimately defeats the purpose of the loan.

Expectations and Loan Regulations

While renting out property is not uncommon, Arizona Rental Property Loans have many stipulations to consider that make preparation a must. For example, when a property is acquired it will then be necessary to take out another mortgage. If you already have four, chances are the banks won’t approve a fifth one. Additionally, down payments are usually required at 20 percent. Down payments are often accompanied with a cash reserve requirement of at least six months. Needless to say, Arizona Rental Property Loans are no slice of cake, though lenders are sometimes able to see through to the potential value and profit of a piece. Alternative Arizona rental property loan options include ventures into equity line of credit, the Federal Housing Administration (FHA), or Veteran’s Administration (VA).

How to Make Money in the Long Run

Investing in rental property isn’t a single investment, and factors go beyond just your relationship with your lender. Not only will you need to consider financing for your loan, but finances such as home owner’s association, utilities, and possible renovations. Cash is key and being responsible with your Arizona Rental Property Loans will make all the difference in a successful wager and an unsuccessful one. While breaking into the housing market is not easy, there are options and resources available for those considering renting out properties.

3 ways to get a Arizona rental property loan and become a landlord

If you've always dreamed of investing in a rental property, you might be wondering how to secure financing for it. There is a range of ways to do it, and we'll detail a few for you here.

With the real estate crash firmly in our rearview mirror, housing prices are healthy and climbing steadily again. However, the days of ultra-easy financing are over thanks to regulations put in place to prevent another catastrophe in the housing market. To get funding, you may have to get a little creative. Here are four ways you can make your real estate dreams come true.

  1. Buy as an owner occupant. One of the easiest and least risky ways to get into the rental business is to buy as an owner occupant. To do this, you'd look for properties that would work well as a rental, but you buy it as your primary residence. You'd need to live there for the required minimum of 12 months, but while you're there, you can learn the nuances of the property, make improvements, and get it ready for tenants. With this method, you'd typically go through a bank and get a regular, longer-term mortgage. But with some experience in the business, a rental property hard money loan with slightly longer terms might work as well.
  2. Buy a rental property. If you just want to buy a straight-up rental property, the rigors of getting a loan go up tenfold. A typical bank will want you to have nearly spotless credit and a quite sizeable down payment. In fact, most will ask for 20 to 25 percent down, so when you add the closing costs and the funds for renovation, you'll need a hefty sum up front.
  3. Use a hard money loan. With a rental property hard money loan, you won't need to have the cash up front and your finances won't be scrutinized on the same level as a bank or broker. That's because hard money loans use collateral as the main decider for approval, not credit scores or down payments.

Is a hard money loan right for your rental property?

Hard money loans come through quickly and are more flexible when it comes to qualifications, so if your credit is less than stellar or you need to move quickly to secure the property, they might be right for you. Keep in mind that they also will come with higher interest rates and shorter terms (usually 1-2 years).

Where can you find a rental property loan?

If you're looking for a rental property hard money loan, you're in the right place. We specialize in hard money loans for fix and flippers, soon-to-be landlords, and anyone who has a dream to get into real estate investment.