Residential Arizona Hard Money Lenders

Private Hard Money Lenders

Rates from 5.99% APR*

Simple to Apply - Quick Application

Quick Closing
No Up Front Fees
No Cost to Apply

You Will Get the Lowest Rates Possible



We Specialize in Arizona Residential Arizona Hard Money Lenders

Fast/Easy Approval Process

 Up to 90% LTV + 100% Rehab*

Funding in Days

 From $50,000 to $50,000,000*

 No Prepayment Penalties*

 PreApproved in 24 Hours

Flexible Terms From 3 to 60 Months*

Fixed Rate From 5.99%*

Commercial/Construction Loans

Business Loans/Fix&Fip Loans

AirBnB Loans

Rental Property Loans

Just Funded Hard Money Loans

Cash Out
Loan Amount $320,000
12% - Closed in 3 days
Austin TX


Cash Out Mortgage
Loan Amount $560,000
Home Value $999,450
LTV 56% Mesa, AZ


Fix&Flip Mortgage
Loan Amount $90,000
Home Value $247,000
LTV 36% San Tan Valley, CA

Cash Out Mortgage
Loan Amount $3,000,000 @9%
Home Value $4,850,000
LTV 61% Beverly Hills CA


Apartment Purchase
Loan Amount $650,000
Value $1,250,000
LTV 52% Phoenix, AZ


Construction Financing
Loan  $185,000 @ 9.5% 24 Months
Home Value $275,000
Prescott Valley AZ


Rental Purchase
Loan Amount $300,000
8.25% 60 Months
Sedona AZ


Rental Purchase
Loan Amount $450,000
8.0% 60 Months
Scottsdale AZ


Rental 2nd Mortgage
Loan Amount $42,000
18.9% 12 Months
Avodale, AZ

Fix/Flip and Construction Funding


November 10, 2020

How To Apply (& Get Accepted) For Real Estate Loans

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Get Money Now: Arizona Construction Loans for Suburban Families

Use Arizona Construction Loans to build the home you need today.

John and Sally were high-school sweethearts. They grew up in the same small town. They had similar friends, interests, and dreams about life. The year they turned 18, like any Nicholas Sparks book, John bought a diamond ring, staged an elaborate proposal, and asked for Sally’s hand. Sally was enamored of John. An autumn wedding in the White Mountains soon followed. The air was cool and crisp. The pastor read their vows and quoted forgotten words form an old book. Tears of joy fell from Sally’s face. John grinned. The honeymoon soon followed.

Years later, they are cramped in a two-bedroom house with three children. Thanks to Nicholas Sparks or some unseen deity—the cancer theme was removed from the plot—John and Sally, alive and well, still love one another, but it gets stressful at times with crying children, occasional disputes, and John working late nights trying to survive the contracting business. “John is a good man, he is a good man,” Sally muses. She knows that sixty to seventy-hour weeks are just part of getting a business up and running, just a part of the American Dream.

Sally feels like a sardine in a can, though. Add to the can clutter, screaming children, and diapers. Take from can John who is still at work and will get home late to stuff down a cold casserole that has been on the table for some time. The housing market is booming. John and Sally live in the Greater Phoenix suburbs. Sally sees her friends who have husbands working a nine-to-five, who come home to a nice dinner every once and awhile. Sally sees her friends taking out loans to buy three and up to four-bedroom houses. Each kid has his or her own room. Each couple has space to breath and spend an occasional tender moment together at night. A full-sized table to have dinner at. A walled-in yard for the kids to play in. A home to live a life in. A life they dreamed of.

Arizona Construction Loans Help Families Build a Dream Home

Sally remembers that they bought empty suburban lot after the last recession when prices dipped. John got a good deal on the property. “The land is paid off. John is a contractor. He could build on it, couldn’t he?” Sally is excited. Sally wants a home like her friends. Sally wants an ideal family and an ideal life for her and her sweetheart.

See if you qualify for Arizona Construction Loans today at Level 4 funding.

John comes home. Sally talks about building on the land by using construction loans. John smiles. He has worked hard over the past few years. Business has done well, and their savings could handle a down payment. Lucky for them, John know a few private lenders who have financed previous projects and who might be willing to lend out construction loans. Within a year, John and Sally use Arizona Construction Loans to finance building their dream home. After completing the property, John and Sally bridge their loan from private hard money to conventional financing. They feel happy with their decision.