Hard Money Loans Lenders
90% Loan to Value 100% Rehab
Chandler Arizona

Rates from 5.99% APR*

Simple to Apply - Quick Application

Quick Closing

No Up Front Fees

No Cost to Apply

You Will Get the Lowest Rates Possible




We Specialize in Private Hard Money Loans
Arizona - Texas - California

Fast/Easy Approval Process

 Up to 90% LTV + 100% Rehab*

Funding in Days

 From $50,000 to $50,000,000*

 No Prepayment Penalties*

 PreApproved in 24 Hours

Flexible Terms From 3 to 60 Months*

Fixed Rate From 5.99%*

Commercial/Construction Loans

Business Loans/Fix&Fip Loans

AirBnB Loans

Rental Property Loans

Just Funded Hard Money Loans

Cash Out
Loan Amount $320,000
12% - Closed in 3 days
Austin TX


Cash Out Mortgage
Loan Amount $560,000
Home Value $999,450
LTV 56% Mesa, AZ


Fix&Flip Mortgage
Loan Amount $90,000
Home Value $247,000
LTV 36% San Tan Valley, CA

Cash Out Mortgage
Loan Amount $3,000,000 @9%
Home Value $4,850,000
LTV 61% Beverly Hills CA


Apartment Purchase
Loan Amount $650,000
Value $1,250,000
LTV 52% Phoenix, AZ


Construction Financing
Loan  $185,000 @ 9.5% 24 Months
Home Value $275,000
Prescott Valley AZ


Rental Purchase
Loan Amount $300,000
8.25% 60 Months
Sedona AZ


Rental Purchase
Loan Amount $450,000
8.0% 60 Months
Scottsdale AZ


Rental 2nd Mortgage
Loan Amount $42,000
18.9% 12 Months
Avodale, AZ

Fix/Flip and Construction Funding


Top 3 Tips for Working with Private Hard Money Lenders

The financial landscape is always changing. Learn what Hard Money Lenders in Chandler Arizona are looking for in 2019 to improve your chances of getting successfully funded.

1. Have some skin in the game. Before the market burst, you could sometimes get funded without putting any of your own money into a project. This is rarely true these days. While you can get up to 90% Loan to Value, which may well cover everything you need it to, plan on having some of your own cash set aside for emergencies. At the very least, it’ll provide reassurance that you can see your project through if unforeseen circumstances creep up.

2. Bring experience and knowledge to the table. If you’re working with Hard Money Lenders in Chandler Arizona to fund your real estate projects, you have to prove that you know what you’re doing. The market is still great for fix-and-flips, fix-and-holds, and new construction, but your experience and knowledge will determine the outcome of the project. If you’re lacking in either, you may need to find a partner whose skills complement yours before you can take on a project.

3. Work out a solid plan in advance. For 100% Rehab Costs you are going to need a detail budget. Your plan should include a comprehensive timeline, each task you plan to complete, all costs you’ll incur, market research, and more. If you aren’t a specialist in any given area, be it contracting or appraisals, bring on an expert to help you plan or to review what you’ve established. It’s a smart thing to do regardless, simply because it eliminates a whole lot of costly variables, but it’ll help you get approved for financing too. You’ll also need to nail down your exit plan before approaching anyone for financing. That’s pretty straightforward if you’re doing fix-and-flips, but you may need to explore several options and crunch more numbers if you’re doing new construction or fix-and-holds.

You Can Still Get Funded with Rotten Credit!

One of the biggest questions people ask is whether Hard Money Lenders in Chandler Arizona are still willing to work with people who have bad credit. The answer is YES. Absolutely. You’re more than the sum of a credit score. If you’re bringing a great deal to the table and you’ve got what it takes to see it through, rotten credit will not hold you back. Just make sure you’re addressing the three points outlined above and are choosing projects with a lower loan-to-value rate to improve the options you’re offered.

Work with a broker who’s as eager as you are.

Experienced brokers, particularly those who work with private money, always know several Hard Money Lenders in Chandler Arizona who are looking to fund deals. They can help you find someone who understands the nuances of your business and will find the best terms available. Moreover, they understand the value of what you’re doing and want you to come back to them for your next project, so they’ll work even harder than most to make sure you’re not just getting an approval, but a great deal too.

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