Residential Arizona Hard Money Lenders

Private Hard Money Lenders


Rates from 5.99% APR*


Simple to Apply - Quick Application


Quick Closing
No Up Front Fees
No Cost to Apply


You Will Get the Lowest Rates Possible
GUARANTEED!



 

 

We Specialize in Arizona Residential Arizona Hard Money Lenders

Fast/Easy Approval Process

 Up to 90% LTV + 100% Rehab*

Funding in Days

 From $50,000 to $50,000,000*

 No Prepayment Penalties*

 PreApproved in 24 Hours

Flexible Terms From 3 to 60 Months*

Fixed Rate From 5.99%*

Commercial/Construction Loans

Business Loans/Fix&Fip Loans

AirBnB Loans

Rental Property Loans

Just Funded Hard Money Loans

Cash Out
Loan Amount $320,000
12% - Closed in 3 days
Austin TX

 

Cash Out Mortgage
Loan Amount $560,000
Home Value $999,450
LTV 56% Mesa, AZ

 

Fix&Flip Mortgage
Loan Amount $90,000
Home Value $247,000
LTV 36% San Tan Valley, CA

Cash Out Mortgage
Loan Amount $3,000,000 @9%
Home Value $4,850,000
LTV 61% Beverly Hills CA

 

Apartment Purchase
Loan Amount $650,000
Value $1,250,000
LTV 52% Phoenix, AZ

 
construction

Construction Financing
Loan  $185,000 @ 9.5% 24 Months
Home Value $275,000
Prescott Valley AZ

1139xv2

Rental Purchase
Loan Amount $300,000
8.25% 60 Months
Sedona AZ

 
1149x

Rental Purchase
Loan Amount $450,000
8.0% 60 Months
Scottsdale AZ

 
1203x

Rental 2nd Mortgage
Loan Amount $42,000
18.9% 12 Months
Avodale, AZ

Fix/Flip and Construction Funding

 

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Why Don’t More People Use Residential Arizona Hard Money Lenders?

Residential Arizona Hard Money Lenders are giving people the financial freedom necessary to get started with real estate investing. Learn about these lenders and the exciting opportunities they can give you with real estate investments.

No credit history? Not enough time to wait for a loan to get approved at the bank? Arizona Hard Money Lenders are here to help. With residential Arizona Hard Money Lenders, you can get started with investing in homes whether it be to fix and flip a house or purchase a property with the hope of finding tenants! Arizona Hard Money Lenders operate much differently than brokers at a traditional bank setting do. Rather than look at your credit score or lending history, Arizona Hard Money Lenders take other factors into account when determining a person’s eligibility for a loan. The right hard money lending opportunity can be a great resource for finding the funds you need to get started with real estate investing.

Arizona Hard Money Lenders are a great resource for individuals that are hoping to get started with investing in real estate but don’t currently have the funding they need to purchase a property by themselves. Rather than wait for your credit score to go up so that you can get approved to take out a business loan at the bank, Arizona Hard Money Lenders can help you get the cash you need to invest fast. Stop waiting and making excuses for yourself when it comes to getting started with your investment goals. Take advantage of the opportunities you can pursue sooner than later with the assistance of residential Arizona Hard Money Lenders. Don’t miss out on a thriving economy and bustling real estate market. Have the cash you need now to get started with the real estate projects you’ve been longing for!

Residential Arizona Hard Money Lenders Give You Cash Fast

It can take a long period of time to get approved for a lending opportunity at a bank. When you choose to invest with the financial assistance of a hard money lender, you can know with confidence that you will be able to quickly receive the financial support you need to get started with real estate investing. You also won’t have to worry about a poor credit score holding you back. Get matched with a hard money lender so that you can get the funding you need as quickly as possible to start pursuing your dreams.

Arizona Hard Money Lenders are helping people achieve their dreams and are the perfect lending opportunity for people who don’t have a good credit score.

It’s easy to make excuses for ourselves when we are afraid of pursuing our dreams. However, Arizona Hard Money Lenders can take away the room for these excuses. With the right lending opportunity, you can easily have the funding necessary to get started with real estate investing. If you’re hoping to get cash fast and are wanted to get started with investing in the real estate market, there is no better time than now to see if a hard money lending opportunity is right for you.

Why Arizona residential hard money loans get an unfair bad rap

Let's face it — thanks to some shady, predatory lenders in the past, hard money sometimes gets a bad rap. In this article, we'll tell you what Arizona residential hard money loans are actually about and remove some of the stigmas surrounding them.

Unfortunately, in the past, some hard money lenders used schemes like "loan to own" where they provided incredibly risky loans to borrowers with the sole intention of foreclosing on the collateral property. Thankfully, in today's market, these types of predatory tactics don't exist anymore. In fact, hard money loans are a completely legitimate way for real estate investors to get funding, especially if they've experienced a recent short sale or foreclosure.

So, what exactly is a hard money loan? To put it simply, a residential hard money loan is a loan that's used for a single family home (or a duplex) and that's both short-term and secured by real estate. With a loan of this type, the money typically comes from private investors instead of credit unions and banks. The length is generally about one year, but some can be extended for as much as five years. The borrower puts up assets like a property as collateral; this can be a property they already own or the property they intend to fix and flip.

Arizona residential hard money loans versus bank loans

Because the lender has this collateral to fall back on, they are less concerned with the borrower's credit, financial history, or current funds. This is a good thing in several ways. One, it means much less red tape, so many borrowers can get approved in a day or two and get funded in as little as a week, compared to the 30-45 days they may wait for a bank loan. Two, it means that a mistake in the past doesn't have to doom the borrower's real estate career for good. And, finally, it means the borrower doesn't have to have a full-time job on the side to show the bank a steady income. Instead, they can focus on their real estate dreams.

Finding a reputable hard money lender in Arizona

If an Arizona residential hard money loan seems like the right move for you, you want to find a reputable lender to work with. It's easy! Send us an email or give us a call and we can sit down with you, hear your real estate dreams and help them come true.